A $99 letter
gets more invoices
paid than another
polite email.
Send a professional commercial demand letter for a flat $99. If it doesn't resolve the account, a $250 escalation fee opens active collection, and contingency starts at just 15% of what's recovered.
Every day an invoice sits unpaid, it's quietly draining your business.
past due and climbing
Three stages. You only pay for the one you reach.
A flat fee gets a professional demand out the door today. If it doesn't land, a low escalation fee opens active collection. Contingency only applies to what's actually recovered.
Demand letter, sent within 24 hours
Attorney-caliber demand correspondence on Recourse Ledger letterhead, sent directly to the debtor. Paid at placement, no waiting on a recovery to see revenue.
Escalation, only if the letter doesn't work
Skip tracing, direct calls, and structured negotiation begin. Charged once, only when active collection work actually starts.
Contingency, priced by how old the invoice already is
15% if the invoice was under 90 days overdue when you placed it with us, 20% for 90–180 days overdue, 25% for 180+ days overdue. Your rate is locked in at placement, based on the invoice's age then, not on how long we take to collect it. Charged only against funds we actually recover.
Any company or entity that owes you money
If another business, LLC, corporation, partnership, or commercial entity owes your company money, whether from an unpaid invoice, a contract balance, or a past-due commercial account, you can place it with us. We don't touch consumer debt, but the debtor doesn't need to already be a client or account of yours; any business-to-business debt qualifies.
Lower contingency because we're not betting everything on the win
Because Stages 1 and 2 already cover our cost to work an account, we can pass a meaningfully lower contingency rate to you than agencies that only get paid on recovery, without cutting corners on the effort.
Calculate your net recovery.
See exactly what you keep at every stage with 100% transparent pricing and no hidden costs.
Three stages, three fees, in order.
Everything it takes to get a commercial account resolved.
Demand Letters — $99 flat
Professionally drafted demand correspondence, sent within 24 hours of placement. Flat fee, no waiting on a recovery.
B2B Invoice Recovery
End-to-end recovery of past-due commercial invoices, with contingency starting at 15% of what's recovered.
Commercial Account Collection
Ongoing management of aged receivables across your full commercial book.
Pre-Litigation Escalation
A $250 escalation fee opens skip tracing, direct outreach, and formal pathways for accounts that don't resolve through a letter alone.
Nationwide + Legal Network
Coverage across all 50 states, backed by a vetted commercial collections attorney network.
Client Visibility
Clear status on every account you place. No black box, no guessing.
The modern alternative to the traditional agency.
Same job, done the way a business built today expects it to be done.
What to expect before you place an account.
Every account starts with a flat $99 demand letter fee, paid at placement. If the letter resolves it, that's the only charge. If not, a one-time $250 escalation fee opens active collection work. From there, contingency is charged only on what's recovered, at a rate set by how overdue the invoice already was when you placed it with us: 15% if under 90 days overdue, 20% for 90–180 days, 25% for 180+ days. That rate is locked in at placement and does not increase based on how long our process takes.
Stop chasing invoices.
Start recovering them.
Place your first account today. A $99 demand letter goes out within 24 hours, with contingency starting at 15% if it needs to go further.
Send a Demand Letter — $99→